I am the type of dude who is averse to acquiring.
My approach is definitely pay as I go.
This has never been more important than it is now. Most of our life was spent like with everyone else. I was deeply in debt however the kind of debt that is looked upon favorably plus builds credit. But, I was determined to pay off all of that deep debt. Once I did that, I even sold that perfectly Heating plus Air Conditioning controlled house. It was hard to do, however the ensuing freedom was worth it. The next thing I did was to find a truly, truly remote piece of land to build plus live in. I put up solar panels plus had a truly nice however small prefab home that I put together on this property. That was it. I was free plus even off the grid. It was so easy to do away with all the trappings of a very complicated life that I entirely wasn’t all that fond of anyway. But our situation is still quite comfy. I even have a heating & cooling unit. The Winter time in this space is mild. However, going without some form of Heating plus Air Conditioning cooling in the Summer would be almost unbearable. So, I installed a ductless mini chop heating & cooling component in our little home. The solar power array I have is more than enough to run it plus some other stuff. With the help of some ceiling fans, the ductless Heating plus Air Conditioning is more than enough for our needs. It entirely can be amazing what you can do when you decide what is important plus what you don’t have to spend cash on.